Privacy policy.
This Privacy Policy describes how Howard the Health Insurance Guy (referred to as "we", "us", or "our" herein) collects, uses, and discloses your personal information when you use our website located at howardthehealthinsuranceguy.com (the "Website").
Information We Collect
We collect several types of information from visitors to our Website:
Personal Information: This may include information you provide when you contact us through our website, such as your name, email address, phone number, and any other information you choose to share.
Non-Personal Information: This includes information collected automatically when you visit our Website, such as your IP address, browser type, operating system, referring URL, the pages you visit on our Website, and the time you spend on each page.
How We Use Your Information
We use the information we collect for the following purposes:
To respond to your inquiries and requests.
To provide you with information about health insurance options.
To improve the content and functionality of our Website.
To send you marketing and promotional materials (with your consent).
To comply with legal and regulatory requirements.
Sharing Your Information
We will not share your personal information with third parties without your consent, except in the following circumstances:
To service providers who help us operate our Website and provide services to you. These service providers are contractually obligated to keep your information confidential.
To comply with a court order, subpoena, or other legal process.
To enforce our Terms of Use or protect our rights, property, or safety.
Data Security
We take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no website or internet transmission is completely secure. We cannot guarantee the security of your information.
Your Choices
You can opt out of receiving marketing and promotional materials from us by following the unsubscribe instructions included in such materials.
You can also access and update your personal information by contacting us.
Children's Privacy
Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us by email at howard@howardvanbooven.com or by phone at 636-497-2680.
Disclaimer
This is a sample privacy policy and may not be suitable for all businesses. You should consult with an attorney to ensure that your privacy policy complies with all applicable laws and regulations.
Additional Considerations for Missouri
There are no specific privacy laws in Missouri that directly apply to health insurance brokers. However, you may want to consider including additional information in your privacy policy, such as:
How you will use and disclose medical information.
Your data retention policy.
You can find more information about Missouri's insurance laws on the Missouri Department of Insurance website https://insurance.mo.gov/.